Afghanistan National Mobile Wallet - ONE PAY
Financial inclusion remains a remarkable challenge in Afghanistan, and is constrained by the limited intermediation channels. It has the potential to significantly impact the living standards of the poor through several.
20k+
- Recommended by people.
41M
Total Population
27M
Mobile Phone Users
49M
Un Banked Rural Population
28+M
Not in Digital Finance
Offering A National Mobile Wallet, ONE PAY
We will develop & deploy a state-of-the-art Mobile Wallet, OnePay, providing features that do not currently exist in Afghanistan. The wallet will not only be connected to all of the Banks, but other financial institutions, such as Insurance and Government Institutions for P2G & G2P transactions as well. OnePay will bring a paradigm shift in Afghanistan’s Banking sector introducing much-needed digital financial inclusion.
Suitability
OnePay Wallet is developed and ready for integration with banks and required development.
Full suite of functionalities ready to deploy.
Platform to provide different front ends for Agent and Consumer wallets such as:
Web Portals
Mobile Application for Customer Wallet
Functionality for Bulk account opening and disbursement to conduct Payroll mandates.
Features
Bill Inquiry and Payment (Business and Consumer Wallet)
Money Transfer (Business and Consumer Wallet)
Deposits (Business)
Cash Withdrawal (Consumer)
Pay Business (Business)
Balance Inquiry (Business and Consumer)
Mini-Statement (Business and Consumer)
PIN Generation / Re-Set (Business and Consumer)
Send Account information (Business and Consumer)
External Transfers (Business and Consumer)
The Problems
9 National Banks. No Internal Connectivity except ATM Switch
Absence of National Mobile Wallet integrated with all Banks.
Absence of Agent Networks Nationwide.
No Bulk Disbursement Facility Provider.
Absence of Proper Inward Remittance Channel.
Limited Awareness of Digital Banking.
Bulk Disbursements
Bulk Disbursement is a unique feature of OnePay that simplifies the disbursement process of personal / business payment systems. This feature also provides end-to-end solutions in the payment cycle. Using this feature, various payments, small or large, can be made to numerous.
Government and Private Staff Salaries. Government and Private Staff Pensions. Any Type of Fund Disbursements
Our team has hands-on experience with bulk disbursements in Pakistan, especially the following schemes:
BISP Program from Government of Pakistan
Watan Card Program from Government of Pakistan for Flood Effectees.
EOBI’s Pension Program for People above 65.
Banks Operating In Afghanistan
Banks Operating In Afghanistan
